Transcribe your podcast
[00:00:00]

Between summer vacations and going to the beach and having the hot girl or guy summer of your dreams, this season can be a little hard on our wallets. A Chime checking account helps you reach your financial goals while still enjoying the summer. You can take back your finances with features like fee-free overdraft up to $200 with SpotMe or getting paid up to two days early with direct deposit. Learn more at chime. Com/mnn. And you know I hate overdrafted fees. One time, I overdrafted buying a latte, which was so embarrassing at the time, but hey, it happens to the best of us. And I got charged 35 bucks for a $7 latte. But Chime allows you to overdraft up to $200 with no fees, and you can get temporarily increased overdraft limits with boosts from friends. Live it up this summer and make progress toward your financial goals, with Chime. Open your account in minutes at chime. Com/mnn. That's chime. Com/mnn. Chime. Feels like progress. Banking services and debit card provided by the Bancorp Bank NA or Stride Bank NA. Members FDIC. Spot SpotMe eligibility requirements and overdraft limits apply. Boots are available to eligible Chime members enrolled in SpotMe and are subject to monthly limits.

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Terms and conditions apply. Go to chime. Com/disclosures for details. I'm Nicole Lappin, the only financial expert, you don't need a dictionary to understand. It's time for some money rehab. So I have this idea for a reality show where I show up weddings, and when the officiant asks if anyone has any objections, I would stand up and ask people if they had the money talk. If they hadn't, I would object loudly. Would you watch that show? Of course you would. Would I have any issues finding couples to wedding crash? No, I would not because lots of couples have problemos talking to their significant other about money. And the challenges can be sneaky sometimes. A difficult scenario doesn't look like a big financial secret. Sometimes a difficult scenario can look like two people being perfectly compatible, but just making different assumptions about what money and work will look like as they live happily ever after. I got this DM recently from a listener, let's just call him Cole, who had this question, and I'm going to read it because he wanted to stay anonymous. He said, How do you approach your partner not being on the same page about financial growth?

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When we got married, neither me nor my wife had too much money, and we both had some debt. We've been married for over seven years. In that time, I found better jobs twice, more than doubling my income Come Payed Off All My Debt, opened a TFSA, that's the Canadian version of a Roth IRA, listened from the beginning of money rehab, yay, and recently opened a first home savings account. In the meantime, my wife has had the same job as before, and while I've spoken to her about budgets like your 70, 15, 15, etc. She seems to have very little interest in budgeting or a career upgrade. Her job is extremely convenient with the kids when she gets complete with occasional splurges like dieting out or buying designer shoes, amazing.It is the pretty rich life for you. Being pretty rich in retirement allows you to live comfortably with some indulgences but doesn't factor in a ton of future growth. Finally, we have the super-rich level, which entails more money than you can reasonably spend, aka baller status. If you two don't get the exact same Find out how much at airbnb. Com/host.

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complete with occasional splurges like dieting out or buying designer shoes, amazing.

[00:04:23]

It is the pretty rich life for you. Being pretty rich in retirement allows you to live comfortably with some indulgences but doesn't factor in a ton of future growth. Finally, we have the super-rich level, which entails more money than you can reasonably spend, aka baller status. If you two don't get the exact same Find out how much at airbnb. Com/host.

[00:11:37]

Find out how much at airbnb. Com/host.