Did you know that even if you have a 401(k) for retirement, you could still have an IRA? Robinhood has the only IRA that gives you a 3% boost on every dollar you contribute when you subscribe to Robinhood Gold. But get this, now through April 30th, Robinhood is even boosting every single dollar you transfer in from other retirement accounts with a 3% match. That's right, no cap on the 3% match. Robin hood Gold gets you the most for your retirement thanks to their IRA with a 3% match. The offer is good through April 30th. Get started at Robinhood. Com/boost. Subscription fees apply. And now for some legal info, Claim as of Q1 2024, validated by Radius Global Market Research. Investing involves risk, including loss. Limitations apply to IRAs and 401(k). 3% match requires Robinhood Gold for one year from the date of the first 3% match, must keep Robinhood IRA for five years. The 3% matching on transfers is subject to specific terms and conditions. Robinhood IRA available to US customers in good standing. Robin hood Financial, LLC. Members, Sippik, a registered broker dealer. I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand.

It's time for some money rehab.

It is time for a little funny business in a new segment I'm calling Funny Money, where I give bizarre headlines from business and money, and a comedian gives me their famously non-expert insight on the topic.

Today, my guest is the hilarious Fumi Abe. Fumi is a comedian and the co-host of the pod Cash Cuties. Before we did the Funny Money segment, Fumi did something so out of pocket. He actually handed his phone over to me with his banking app open and gave me free reign to dig into his banking history. This was the first time I met him, by the way. Here's our convo.

Fumi Abe, welcome to Money Rehab.

Thank you for having me.

So excited to have you here. You host a show I have a call called Cash Cuties. Yes. Alliteration after my own heart. Money after my own heart. You analyze your friend's credit card statements. You judge their spending habits.

Yes, with love. I love this for you. I'd love to flip the script on you. Okay. If you're game. I'm so game.

Can you open your bank statement?

Yes. I use Monarch. I don't know if we're allowed to plug that brand on here, but it's like a- Yeah, there's a sponsor. Well, mint went away, and it caused the whole ruckus in the personal finance scene. I defined you as front of it, so I got Monarch. Dark, so you can just look through. This is actually insane that I'm doing this seven seconds into your podcast because I don't even know you. I feel like I just took off all my clothes. This is what it feels like right now.

There's no financial foreplay.

There was so little financial foreplay. I'm I'm really upset that I just let you have that, but sure, yeah. Yeah, I didn't even have to work for it.

I didn't even have to take you to dinner. All right, Foobe. Let's talk about it. What is FSG Prints?

I was in Austin. I was doing some shows in Austin, and I a pop-up show. Fsg stands for feel so good. I think it's a clothing store/record store, and they had a comedy show there. They had this cool sweatshirt that had a picture of... I can't even believe I'm asking you this because you live in a really nice neighborhood and you look so nice. I guarantee you don't know what I'm talking about, but I grew up in Ohio. I am trash. I used to drink this stuff in high school called Mad Dog 2020. Do you know what this is? Okay, it's this really cheap liquor alcohol thing. And there was just a picture of that on it, and I thought it was cute. So I bought that. That's what it is. I bought this sweatshirt.

Wow.

It's called MD 2020, but we call it Mad Dog 2020.

So it was 4114.

That's with tax.

But I just like the symmetry of it.

Was that on purpose? What do you mean, a 4114? Yeah. No, it's not on purpose. What do you mean? You think I'm a psycho? You think I go around only buying things where after tax, it's a palindrom? I do more things like that.

Really? If there's a tip or something, I just entertain myself. I add it.

Oh, are you one of those people, when you're filling gas, if you hit 39, 89, you keep going until 40? Yes. I'm not going to see you like that. Yes, yes, yes, yes. No, no, no, no. This is just... It just happened. It just happened to be.

It was just meant to be.

Yeah, but I feel like that's Okay price for our sweatshirt.

Sure. Okay. A lot of judgment.

I don't know why. I just got here.

Let's see. Charlie B. Day. Who's Charlie?

Oh, my friend Charlie is having a birthday party at some petting zoo or something. If you want to go, you have to Venmo them $30.

Of course, you want to go. I fully endorse that. Oh, my God.

What is on there?

Onlyfans.

Oh, yeah. Why are you acting like that's a crazy thing? Oh, my God. For a second, I was like, Wait, what is on there? Onlyfans? Yeah. I like to support.

Whose OnlyFans were you supporting for 12.99?

That's so expensive. I think it's That's more than Netflix. I'm going to go ahead and unsubscribe after this episode, I think.

Oh, you have another OnlyFans for $10.

Well, that month was... It was a tough month. I said I only buy one, but you can't stop me. So I bought two.

Okay. And what about we have a Cash Cuties fan?

Okay. Sometimes our listeners just Venmo us money. And so that's what that is.

They just give you money?

They just Venmo us money. People who want to give- Are you a reason? No. We talk about it on the podcast. It's like, Hey, if you want to support the podcast, Venmo us or whatever. That's cool. Yeah. It's people who don't want to join the Patreon, don't want to pay month to month. They'll just give us a one-time donation. It's very sweet. It's not super common, but every once in a while, they'll give 5 bucks, 10 bucks, 20 bucks.

How much would you say that fans give you a month, a year?

It's funny that you say that because Patreon used to be OnlyFans. It's just a platform where you can make your own art and do whatever you want with it. We have a Patreon. It's not that pop in. I think we'd probably make, I don't know, a couple of hundred bucks a month or something like that. But once in a while, we'll get one of these direct donations, which I'm not reporting, by the way, and it's a good time.

You spend, broadly, a lot of money on water. Glacier water.

Okay, this is so embarrassing. Again, I can't even believe I'm in your presence right now because you live this glamorous hype life, and I'm living this bottom theater, entertainment, comedian vibes. But in New York, you can just drink We have the best tap water in the world. You can just drink it. La, I keep hearing like, Bro, you don't want to drink water in LA from the sink because it's recycled plate water. I heard, You don't want to drink water from a city that has not a lot of water resources, so you should buy water. Because a lot of people do a subscription service. I looked it up and I'm like, Man, that's expensive. I live near a Right Aid where they have those water machines you can fill up. I take the jog and I fill it for $250 or however much it is.

There's a lot of 50 cents.

You know, every And ever since I've been using my Amex car to spend 50 cents. I don't know, maybe I'm getting a discount or some partnership thing with Amex, but it's usually $250 for five gallons. But I physically go and get water. And I feel like that is an embarrassing thing to admit in LA, but I do it.

I'm into that.

How do you get your water, Nicole? How dare you judge me.

You don't want to know.

She gets it directly shipped by helicopter from the Alps, probably. That's right. Yeah.

All right. Boomi, you have been such a good sport. Do you like soup?

Soup?

Soup curry treasure. And then there's one that's just hot soup.

Hot soup is a name of a comedy show in New York that's very popular, and I got paid by them.

Well, you got paid $15.

Yes, it was very cheap. It was just like you go up and do 10 minutes. This is how much comedians make money, by the way. Every show you do, it's 10 minutes. You get paid $20.

Okay, this is such a cool concept for a show. I love that you do It is hilarious. Oh, yeah. Here's the Hollywood improv. You got $10. Yes.

Isn't that sad? Kids, don't be comedians. It's very hard.

So what's the craziest money confession you had on the show?

The one that always sticks out in my mind is... Because we are not financial experts like you. You have actual smart guests on. We just have on our dumb ass friends, and we just talk about really the emotional component of money, which I is the thing that makes you act the way you act. And it's really not based on how much you're making. So we had a guest on who is a stand-up comedian. As I told you earlier, we don't make a lot of money. But when you start popping off on Instagram and you can sell tickets of your own, you can make a lot of money. Here's someone who's been doing it maybe 10 plus years, was struggling for a long time. We recently blew up on Instagram, now he's selling out comedy clubs all over the country. He's making real money for the first time. We had him on the podcast, and I know he's making six figures. I know that. I know he's I'm making six figures now. But he still had $8,000 in credit card debt or something. I was like, I know you can pay this off. He was like, Well, I'm so used to having no money in my checking account.

I like seeing the number go up. That is a illogical thing on paper. But if you know his backstory, I totally get it. And Cash Cuties, we explore things like that. It's less about investment advice and more like, why are you the way you are with your money? I thought that was a crazy confession because this guy is accruing every month on $8,000, which is awful. He needs to pay this off ASAP, but he can't get himself to do it because he hasn't had money before.

I totally get that, by the way. I love what you're doing because you're getting to the heart of people's money issues. I think the math anyone can do, all of this stuff is really easy to learn once you're ready to learn, but it's all the emotional shit that gets in the way first. By the way, I did the same thing. I grew up in an immigrant family. I used to have cash under the sink in an actual safe. Oh, Oh, my gosh. I had credit card debt, but I would still put money, green cash, under the sink while I had credit card debt.

You did this or your parents did this? I did this. That's crazy. Yeah, I mean, these are things- It's crazy. It's not rational. It's not rational, right.

Habits aren't rational. They're loaded, they're traumatic.

I think in some ways, you having money under there probably gave you some peace of mind which allowed you to do other things, like focus on work or whatever it is that you were doing. I have some other examples, but that's probably one that stands out in my head.

What about your financial habits? What habits do you now have versus before you started?

Oh, interesting. I think the one thing that I've changed when it comes to money is... I started comedy when I was 24, but I had a full-time job from 22 to 30. I was working in advertising. Then I quit that to... I was making TikTok videos for Comedy Central for a little bit. That was also a full-time job. Then after that, I was writing for James Corden's show, and that was also a full-time job. I did quit my desk job, but I to have a full-time thing. Then after the show ended, you're just like, Oh, wow, I just made all this money, but now I don't have anything lined up. Or sometimes I'm getting writing gigs, but it's a three-week engagement. It's not full-time. You start to feel… I think it's the immigrant mentality coming in. You're like, Oh, my God, I have to get back to LinkedIn immediately. Linkedin is my crypto night. I'm always on there every time I get scared, looking at UX design jobs or whatever it is. I think in the last year and a half, I have learned to chill out about not necessarily having a consistent paycheck every week because this is the lifestyle that I chose.

Also believing in myself that I did not work my entire 20s. I worked my entire 20s. I had a full-time job until I was 32 years old. It's not like I don't have a backup plan. It's not like I don't have money saved up. It's fine. I've learned to chill out a little bit about that and not worry so much about how much money I'm making every day and looking at it more holistically at the end of the year, how much did I make? Last year, I think I made close to $90,000 just doing various comedy things.

Yeah, dude, I just saw your bank statements. You have money.

Oh, yeah. That's crazy that I just showed you all that. That was so personal. That's insane, by the way. Okay, anyways, now I'm blushing. But anyways, yeah, I have some money, and it's nice. If I was worried about how much money I'm making every day. Also, I have more than that because I have another account. Anyways. But it's like if you worry every week or every day as a creative, you can't focus on writing or making videos or doing podcasting. I've learned to look at it more of a yearly basis or a long-term basis, and that's really showed me out. I think that's the biggest financial shift that I've had in terms of point of view. Also, I think I've just become more lax with spending stuff. I try not to go out as much, but if there's a specific thing that I want, shoes, and it's $200, and I'm like, I don't want to spend more than $150, but I really like I just go for it now. I don't have that inner monolog where it's like, It's too expensive. I just go for it because I'm a responsible man. I'll make it back and/or I'm not spending in other areas.

And I think me just believing that I'm automatically going to be financially responsible, I'll allows me to be responsible in these moments.

And LinkedIn is always going to be there.

Linkedin will always be there. Uxui. Uxui. It's not going anywhere. Hire me. Yeah.

You're doing great. But when was a time you needed money rehab? Do you feel like there Was there a bunch of bad habits that you had to kick?

Oh, man. I don't think I've ever had a crazy vice, but I will say, I don't know if you've experienced this or if you've always just been extremely successful, but I think, especially in comedy. When I was working in advertising and then doing comedy at night, I was like a nobody. I was making a regular salary. I don't have to worry about money, really. But when I got my first writing job, because writing jobs are so risky, they pay a lot of money because you may not work the whole This is public information, but WGA minimum is $4,600 a week or something like that. You work one cycle, you're going to make $50,000. You work two cycles, you're already making six figures. That was the first time where I had a lot of money coming in, more than I ever have in my entire life. I think during that time, I didn't go crazy, but I did start doing things that I would not have done in the past because I didn't think I had the financial means to.

Such as?

Okay, I don't think it's a big deal, but I developed this weird habit where I'd go to strip clubs a lot. Honestly, I think I was going because I moved to LA by myself, and my girlfriend was still in New York, and I was like, I just wanted to talk to somebody. It's very hard to make friends in LA. Not that you should go to strip club and make friends, but I just started going because I'm like, I guess I have money. I don't do drugs, really. I don't really drink. I was like, Yeah, I'll just buy some cool shoes. I'll buy some Jordans and check out the strip club. There was one in West Hollywood that was a 10-minute... I don't have a car. I would bird scooter to a strip club. I would bird scooter to a strip club, go there for a couple of hours, and then go home, and then go to work the next day. That was probably the wildest phase I had. I wasn't going every day or anything like that. It was probably, I don't know, once a month or something. But even then, that felt like a lot to me because that's not something that I was doing a lot.

This feels like therapy. You know what? I'm sensing a lot of judgment, and I don't like it, Nicole.

No, I'm not judging at all. I think it's awesome that you're doing this. I think this is more vulnerable than anything you could possibly share. So thank you, Fumi, for opening up. I think it would be interesting to ask people if they would rather show naked photos or their bank statements.

Oh, I think people would rather show their nudes, for sure. I mean, I'm regretting showing you everything. That was crazy. I'm not.

I'm still thinking.

Hold on to your wallet. Moneyrehab will be right back. As a small business owner myself, or as I like to call it, a pre-big business owner, I know how critical hiring is to the success of a company. And when you have a pre-big business, hiring isn't just adding a new employee, it's adding a new family member. The problem I run into is that I don't have the time or the resources to give hiring the TLC it deserves. That's why I love LinkedIn jobs. Linkedin isn't just another jobsport. Linkedin is a vast network of more than a billion professionals, which makes it the best place to hire. It gives you access to professionals that you can't find anywhere else. Linkedin does all of that while making the process easy and intuitive. Hiring is easy when you have that many quality candidates. So easy, in fact, that 86 % of small businesses get a qualified candidate within 24 hours, and it really works. 2.5 million small businesses use LinkedIn for hiring. You can post your job for free at linkedin. Com/linkedin. Com/linkedin. Mnn. That's linkedin. Com/mnen, as in Money News Network, to post your job for free.

Terms and conditions apply. Did you know that even if you have a 401k for retirement, you could still have an an IRA? Robinhood has the only IRA that gives you a 3% boost on every dollar you contribute when you subscribe to Robinhood Gold. But get this, now through April 30th, Robinhood is even boosting every single dollar you transfer in from other retirement accounts with a 3% match. That's right, no cap on the 3% match. Robinhood Gold gets you the most for your retirement thanks to their IRA with a 3% match. The offer is good through April 30th. Get started at Robinhood. Com/boost. Subscription fees apply. And now for some legal info, Claim as of Q1 2024, validated by Radius Global Market research. Investing involves risk, including loss. Limitations apply to IRAs and 401(k). 3% match requires Robinhood Gold for one year from the date of the first 3% match, must keep Robin hood IRA for five years. The 3% matching on transfers is subject to specific terms and conditions. Robin hood IRA available to US customers in good standing. Robin hood Financial LLC member Sippik, a registered broker dealer. And now for some more money rehab.

It's time for a new segment that we're starting. Okay. I'm calling it Fuddy Money.

Okay.

And you're the money expert.

Okay. I'm the money expert.

Okay. So let's smush it together. I'm going to throw a few headlines your way from the worlds of business and finance, and I'd love your take on them. Ready? A Citigroup banker was fired for gross misconduct after he claimed that he, by himself, had eaten two sandwiches, two coffees, and two pasta dishes during a business trip to Amsterdam. He later admitted his partner had shared some of the meals. The banker was fired, and the banker filed a wrongful dismissal suit and lost.

And then they fired him over that? What are we talking? A matter of $40, maybe?

I know. Citigroup.

You have all the money.

Citigroup?

What in the world? I mean, I used to I spent stuff all the time when I worked in corporate, and that was my favorite thing to do. At the end of the month, I'll look at my mint, and I'd go down my food budget and be like, What do I not want to pay for? I would just literally pick five things. An expense that I never got caught.

Having an expense account is pretty dope.

Yeah, you have to be smart with it, especially when you're younger and you feel like your starting salary is not amazing. You're like, Okay, cool. I would like a couple more $1,000, but if you're not going to give it to me, I'll just take it in food.

I will say yes, but being on the now the corporate side of it and having people have an expense account is a whole different story. It's cool when you're not paying the corporate card.

Sure. You're not the one going through everybody's- I go through all the time. You do? I thought it was a billing Department or something that did that. You're being just nosy looking at what she's buying and stuff? That's messed up, man. That's like looking at somebody's news. That's messed up.

Yeah, but Citigroup is looking at literally this guy had two pasta dishes. Not one. I'm I'm not looking at how many pasta dishes Morgan had.

Oh, yeah, that's true.

Okay, so if you were this guy and you were fired before expensing two meals instead of one, and then later saying that your significant other prior to was there with you and ate, and then you expensed their meals. Two, you were fired. The banker filed a wrongful dismissal lawsuit. He lost. Now he's out there looking for other jobs. A new employer is You're probably going to say, Well, what happened? What would you say? How would you explain this story?

I would judo this and make it into an advantage. I would only apply to pasta-related industries. And so that if you're trying to be a GM at Sabarro's. You can put that on your end. I'm so passionate about pasta. They fired my ass. That's how much I love the pasta. You know what I'm saying? You love pasta, you love spaghetti, you're in. Use it to your advantage. Okay.

An elderly woman who claims her children never visited her, even when she was old and sick, has decided to leave her $2.8 million fortune to her cat's entire life.

Dude, people always do this, and it is so messed up. And I hate that. It makes me sad that you think when you get older as a human, you become sage-like, you become more wise, and you're a master of wisdom and all this stuff. But everybody just bit her. Everybody's petty. It makes me sad that she didn't leave that to her. How much was it?

2.8 million. You're like, I should have bit her.

God. Well, I guess there's no other... I mean, now you got to marry the cat and take half of it, I guess. That's the only way. You got to marry the cat. I feel like that's accepted these days. Who knows?

You want to know who the cats and dogs are so you could go?

Yeah, I would say, how hot is the cat? If it's a hairless one, that's going to be hard for me. But if it's... We all know a hot cat. You know what I mean? We've seen a cat and you're like, Okay. I'm being serious. You want half of it or not? You want 1.4 million or not, grandkids?

I'm dead. Oh, my God. A woman in Texas went viral after posting a video of an encounter with a DoorDash delivery driver who yelled at her for not tipping more. In the clip, the delivery driver named Cory tells her that she lives in a nice house for a $5 tip before yelling explatives at her. Whose side are you on?

Well, do we know how much the item was? Because if it was a $12 meal, $13 meal, $15 meal, she gets $5. That's more than 20%. I feel like that is fair.

So what do you tip on delivery? Because also, it's the same task if they take fancy food or- Right.

The act of it is the same. You mean is that what you're saying?

The act of it is the same. I was trying to think of what you were- But I guess- I saw McDonald's charge on your- Yeah, I eat McDonald's.

That's okay.

Yeah, it's totally fine. But what I'm saying is- How dare you?

Come at me.

It's the same if you're taking a bag from Spago or if you're taking a bag from McDonald's to your house.

Well, okay, you can't make that argument because then you're saying if you're at a restaurant, a nice restaurant, a waiter, you can't be like, Well, you're just bringing the plates over here. Who cares what's on the plate? I think that's a hard argument to make. But I will say just tipping in general is getting out of control. I'm sure you've talked about in this podcast at some point, especially with the iPad tipping. We call it non-consensual tipping. It's very forced on you. That's what I understand. I mean, I need more information. I understand where the DoorDash guy is coming from, but I also don't think cursing at the person is not chill. Because I think when you make it or when you become rich, I think people just expect you to always flesh out money. I think that's an incorrect assumption because depending on the background, you're just like everybody else. You don't want to tip that much either. I don't know. I don't What do you think?

I'm laughing because the $5 tip was a 25% tip.

Wow. That's good. So this guy is just not chill. He's entitled.

So he's judging her because he wants more tip based on her house.

Based on a neighbor.

By the way, she could have been the dog sitter, staying at a nice house.

That's true. You're right. I have questions. Yeah, it could have been a babysitter. You don't know me. Yeah.

Non-consensual tipping.

Non-consensual tipping.

Is like when you're at a coffee shop or something and you're presented with the option.

Yes. Now, coffee shop, I understand because you should tip. It's been popping up randomly. One time it popped up to me at a tire shop or something, and I'm like, That's never been a thing since as long as I've had a car. It's just popping up at the most random places, and I don't love that.

I had a medical-adjacent appointment, I would say, and it popped up there. It felt- That's crazy. But also then I feel uncomfortable when it pops up and then you put nothing.

What do you do?

What do you do?

Okay, so this is my technique to combat inflation and non-consensual tipping. Tipflation? Tipflation. I'm trying to bring that cash because I think sometimes on the iPad, they go by percentages. So a lot of times you'll buy a coffee, which these days can be up to $7. You buy a little matcha latte or something. It's very pricey. So 20% of that is what? $1.40? Right? So it's $1.40, $2, $3, $4, whatever it might be. That's too much. I pull out a physical dollar and I put it in the jar. Even if that's not 20%, I feel it feels like I'm giving you more because it's a physical entity and I'm looking you in the eye as I'm dipping. I just do that now. I just keep a bunch of wands in my wallet and I tip a dollar. If you want to tip for me, you get a dollar, no matter what it is. It feels like- How much did you tip at the strip club? That's a really good question. People are not going to like what I'm about to say, but I don't really tip at the strip club. I mean, sometimes they'll ask for it and then I'll do it.

But a lot of times I don't. I mean, I don't know. That's one of those things that's not really explained to you. Some dancers will be like, Please, can I have some? But sometimes dancers like, $30 I don't know, two minutes or maybe a one minute. I'm like, I don't know. I feel like- I came in in a scooter. Yes. I'm like, literally, I don't have a car. You're going after the wrong guy. Also, at this specific place I went to, I would always wait. If there's not a nice flow of people getting dances, the DJ They would come on and be like, All right, guys. Dances are $30 a dance here, but they'll do this thing. They'll be like, All right, guys, we're doing a special now where it's $20 a dance now, so it's $60 for three. I wait for that announcement. I'm literally like an immigrant mom waiting for a sale at Hmart. You know what I'm saying? Oh, the macro is on sale. I just wait for that. Then I go in, I'm like, Okay, let me get this. Then I don't tip it, I have a nice scooter home.

Wow. I'm sure all the dancers were all over you. You got the discount lap I'm a discount lap dance guy.

But can you know I love a good deal, and I feel like 20 a dance is fair.

All right. Well, do you think cash feels very on brand for your show?

Yes. Cash series.

I feel like defacing actual dollars is illegal, but that could be a promo for the show.

Yes.

All right, let's move on. After the success of the Airbnb marketing campaign featuring the Barbie Malibu Dreamhouse property, Airbnb is doubling down on this trend and putting Shrek's swamp on the site. It will in the Scottish Highlands. The property is outfitted with earwax candles, overgrown landscaping, a fireplace, and comes with two beds and one bathroom. Was this a good move by Airbnb?

Barbie, I get. Whoever is behind this project, they have bad taste. It is a genius idea, but why not try to replicate Elsa's Castle or some estate from Scarface? I mean, Shrek is not even really a movie that's known for its real estate or anything like that. I I feel like that's not why people watched it. I guess the question is, would you pay over $1,000 a night to stay in the Bayou? I just don't know if that makes sense at all. I bought a lot of stupid things.

Well, I saw Airbnb on your bank statements, too.

Yeah, but it wasn't Shrex. You weren't living in the summer. Yeah. It seems like a prank, almost. I just feel like there's a lot of cool places that they could replicate from movies. Infinite inspirations. That shit is free in New Orleans, pretty much. So, yeah, I think it's a bad move.

But maybe good marketing for the movie. Did you know that there was another Shrek coming out?

Oh, is that what it is? Is this like, conspiracy theory, like Dreamworks is behind.

So speaking of Shrek, the release date for Shrek 5 was leaked by an NBC intern when that intern posted their resume on LinkedIn, your favorite site, and listed Shrek 5 2025 as It's a project they had worked on.

Okay, first, can we not use the word leaked? This is not a Drake album. No one gives a shit about Shrek 5. I don't even know what's happening anymore. You know what I mean? No one cares. It's not like a Supreme T-shirt. It's not a drop. Okay? No one in turn leaked it. No, dude, this is all planned because Dreamworks feels like they're losing edge because no one cares about Shrek. Shrek is becoming fast and fierce. Nobody cares anymore. I feel like it's all planned, calculated. There's a lot of stuff on TikTok like that where everything, it looks like it's happening by chance, but it's orchestrated.

This is a Claire Which project.

Exactly. When I first saw that, I thought that was a real documentary. But I think this is capitalistic, and I hate it so much.

How many is too many?

First of all, did you know there were five Shrecks? I did not. Do we need five Shrecks? I just feel like with this economy right now and inflation, no one's got time for a fifth Shrek. I mean, where are they even going? They already got together. They beat the dragon, the donkey. They made a spinoff with the cat. There's nowhere for the story to go. I don't know. It's very upsetting to me that there's a Shrek 5, and no one will make my pilot, which is very funny about Asian people in the Civil War. Check it out. We're just out here in LA. You're in here first. Yeah. Nbc. Buy my script. Don't make Shrek 5. Buy my script. Yes.

All right. There's been a lawsuit filed against Duncan Donuts that claims that Duncan's practices of charging extra money for non-dairy milk is discriminatory.

To who?

To the people who don't drink cow milk. If you want alternative milk, it's extra.

I'm a big oak milk girly, and I don't like that it's always a dollar or two extra. I think when it comes to veganism or vegetarianism, I think part of the reason why it's hard to go into that lifestyle is because a lot of those meat products are subsidized by the government, so it's a little bit cheaper and stuff like that. So I get it. But I feel like sometimes when you're like, Sorry, I'll have O'Milk, you feel better than everybody else. You feel- You feel better as an O'Milk? Oh, I do. I love saying I'm going to get Oatmilk. To me, it's like saying, Oh, I went to Harvard. You know what I'm saying? I get the same high. I didn't go to Harvard, but it's as if I went to Harvard. To me, the dollar is a tax. First of all, this would make sense as a blue bottle, but who the hell is trying to order Oatmilk at a Duncan? You're not better than me. You're not better than anybody else at Duncan Donuts. Everybody's trash there. There's no reason to pretend that you're... I actually hate that, and I'm on team Duncan Donuts on that one, I think.

I have a confession to make. I might be responsible for this. I had the CEO, Duncan, on my show at CNBC, and I was vegan. When they went public, I wanted to go to a Duncan Donuts, and so they put soy milk at one of the Duncan Donuts near my house in New York.

Just for you?

Just for me.

Wow. Did you have to pay extra?

I don't think I had to pay at all because they did it for I think I was like, You should have non-dairy milk. And so I started the fire.

Wow.

I didn't realize- I feel like I should get part of this lawsuit, honestly.

Yeah. I didn't realize you were a milk influencer. I didn't realize you You control the invisible hand that is of the milk economy. I had no idea. I was talking a big milk over here.

A recent study from Pew Research shows that nearly 60% of parents provided financial assistance to their adult children in the past year. If you were a parent with a 30-year-old kid, would you give them gas money?

I don't want to shame anybody. I know people are getting that go right now from tech, but then also you worked in tech and so you should have money. But if I had kids I would not give them anything. I don't think I would give them... I mean, as you saw, I'm making $10 a night, so I don't have anything to give. But that, to me, is not hot. I think that's a problem. That means 60% of people in their 30s going on dates, they're being subsidized by their parents. That is so unattractive to me, and I think to a lot of people. I'm worried about the domino effect of this. I feel people are not going to be boinking if this continues.

You're worried about the human race because it's a boner killer.

100% is a boner killer. I mean, I know people have different situations and stuff like that, but where's the staff from? I mean, if that is really true- It's from Pew. Pew Research Center. I know them. Good folks out there doing the Lord's work. Yeah, I think it's embarrassing. But also, You know what? Maybe we should just take it, I think. Because also, boomers ruined everything. Do you know what I mean by that? Tell me about it. I just feel like boomers just got what they wanted, and then the economy went crazy. They started all these wars, and now we, millennials and Gen Z, are paying the price. My friend's dad was a manager at a 7Eleven. He was able to buy a house for his family and put them all through very good colleges. From being a manager at a 7Eleven, you cannot do that today. I feel maybe You know what? I take it back. It actually is very hot that you're getting money from your parents because I think it's a nice like, Hey, you screwed me, and now I'm going to screw you. Tip for tat, you owe me. This is why I'm 34 and a half roommates.

You got to pay for this date I'm going to go on. I think it's fine. I think it's extra hot that you are sticking it to the man. And by man, I mean your parents.

So if your parents offered to give you money, you would take it?

I would take it. I would take it these days. I mean, they haven't. But these days in this economy, with this inflation, a guy like me, I'll take it.

But What about your kids? Are they cut off at 18? Your imaginary kids?

Yeah, I think I would want them to be independent, but it also depends on what they want to... You know what? Going back to the grandma cat story.

I knew you were going to.

I feel like if If they talk to me a lot and they don't treat me like a complete asshole, then yeah, I'll give them money here and there. But if they're going to roast me in front of their friends and make fun of my fashion and stuff like that, I'm not having it.

All the money is going to the cats.

Yeah, all the money is going to the cats. Exactly.

All right, for me, we end our episodes by asking our guests for a money tip that listeners can take straight to the bank. Do you have one that we should know? Budgeting, investing, financial anxiety, Something I learned recently from a guest of mine, Leslie Liao.

Shout out. She's a Netflix special. Check it out. This is something she taught me, and I think it can apply to a lot of things. We were talking about makeup specifically, and Leslie was saying, I don't like to buy serums that's over $30 or $40. I'll never spend more than $30, $40 on wine item because I think it's too much. My co-host, Stephie, was saying, Oh, that's crazy because I spend... My co-host, Stephie, is super into skincare stuff, so she's spending hundreds of dollars on this stuff. She was saying, I think it's really important to spend money on the serum because... She was doing a sandwich analogy. She was saying, The cream is like the bun and the serum is like the meat. She was saying the serum is the most important part of your skincare, and so therefore, you should spend a lot of money on skincare. Leslie says, I would argue that the meat or the protein of your sandwich is not the Serum. The protein is loving yourself. There's no amount of Serum or cream you can put on your face to fix the fact that you have a broken family. I think the best financial advice is loving yourself.

It all starts from loving yourself. That's when you can cut back on spending. I think a lot of times we buy a lot of shit, clothes, whatever. And if it's excessive, I think we're trying to fill some hole because your dad hit you or something. You know what I mean? I think we all just need to see a therapist and love ourselves. And therefore, to me, the people who are mostly financially stable or the richest people I know are driving Honda course and shopping at Old Navy because they love themselves and they're not spending all this money. So love yourself and forgive your parents.

And get therapy. But therapy is expensive.

Therapy is expensive. Is that better help? Except, betterhelp, plug them. Plug them.

Betterhelp. Com/moneyrehabby. Let's fucking go. For me, you're hilarious.

Oh, my gosh. Thank you.

Money Rehab is a production Money News Network. I'm your host, Nicole Lappin. Money Rehab's executive producer is Morgan Lavoy. Our researcher is Emily Holmes. Do you need some money rehab? And let's be honest, we all do. So email us your moneyquestions, moneyrehab@moneynewsnetwork. Com, to Potentially, have your questions answered on the show or even have a one-on-one intervention with me. And follow us on Instagram at MoneyNews and TikTok at MoneyNews Network for exclusive video content. And lastly, thank you. No, seriously, thank you. You for listening and for investing in yourself, which is the most important investment you can make.